Millions of Nigerians Trust Migo With Their Loans.
Migo assesses you in less than 5 minutes and funds your bank account directly. No paperwork to fill. No document uploads. No branch visits. No guarantor.
borrowers served
loans disbursed
₦
in credit extended
of lending in Nigeria
You apply. We assess and fund.
Apply through the web app. No paperwork, no documents, no branch visits. The whole process takes minutes.
You need help. We're already here.
Over 2 million Nigerians have borrowed with Migo. No credit history required. No app required. Just fast, simple access to the funds you need.
You repay. Your limit grows.
Migo gives you a credit limit, not a one-off loan. Borrow up to your limit, repay on schedule, and watch that limit increase. Every loan builds your borrowing power.
You share your data. We protect it.
NDPR/NDPA certified. Your information is encrypted, stored securely, and never shared without your consent. That's not a footnote, it's how we operate.
Turn customer data into a lending product.
Migo's ML-powered credit scoring uses your existing customer data (transaction history, usage patterns, behavioural signals) to unlock creditworthy borrowers your current systems miss.
Live in under days
Our partners have gone from integration to launch in less than a month. We provide full integration support (data, app, and system) so your team isn't building from scratch.
Fully embedded. Fully white-label.
Migo powers the credit product. Your customers stay on your platform, inside your experience. They see your brand, we stay behind the scenes.
8M+ loans. 2M+ borrowers.
This is not a pilot. Migo has been disbursing credit across Nigeria since 2017, working with partners like Airtel to deliver lending at scale., it's how we operate.
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Trusted by leading businesses across Nigeria
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A word from our clients…
Migo is that partner friend that helped grow my business.
Migo came through at the right time when my available options didn't work out.
I Got My Loan in Minutes with Migo. No Stress, No Hassle!
I Tried Migo Loan, Instant Money When I Needed It!
How a Migo Loan Helped My Business Grow. Fast & Reliable!
Three steps to your loan
Visit the Migo web app
Open the web app on your browser and follow the instructions to add it to your home screen.
Get assessed instantly
Enter and verify your phone number. Migo checks your eligibility in minutes, not days.
Receive your funds
Approved? Money is sent directly to your bank account. No wallet creation, no extra steps.
Credit Building
How Salary Loans Work in Nigeria: Borrow Smart with Migo (No Paperwork Needed)
Looking for a salary loan in Nigeria? Learn how salary-based loans work, how much you can borrow, and how Migo offers fast, collateral-free payday loans with no paperwork, no stress, and no hidden fees. Apply now!
Industry Insights
Mines and Its Many Markets | Subtext
If you threw a rock in a room full of African startup founders today, you would likely hit one offering to give users loans “in just 10 minutes!”
Ready When You Are
Skip the paperwork. Apply, get assessed, and receive money directly in your bank account in minutes. No account creation needed.
