Migo Privacy Policy

This Privacy Policy applies between you, the User of this product, and Migo Technology Services Limited (hereinafter referred to as “Migo”, “us”, “we”, or “our”). We take the privacy of your information very seriously. This Privacy Policy applies to your use of any and all data collected by us or provided by you in relation to your use of Migo. Please read this Privacy Policy carefully.

Definitions and Interpretation

In this Privacy Policy, the following definitions are used.

Data refers collectively to all information that you submit to us. This definition incorporates, where applicable, the definitions provided in the Data Protection Regulation 2019 and the General Data Protection Regulation.

Cookies refer to a small text file placed on your computer when you visit certain parts of the Migo website and/or when you use certain features of the website.

User or You refers to any third party that accesses the Migo website and is not either employed by us and acting in the course of their employment or engaged as a consultant or otherwise providing services to us and accessing the website in connection with the provision of such services.

Website refers to the website that you are currently using, www.migo.money, and any subdomains of this site unless expressly excluded by their own terms and conditions.

Product refers to Migo.

Unless the context requires otherwise, the singular includes the plural and vice versa. References to clauses refer to clauses within this Privacy Policy. References to a person include individuals, companies, partnerships, trusts, and government entities. The term “including” means “including without limitation.” References to statutory provisions include any amendments or modifications. Headings and subheadings do not form part of this Privacy Policy.

Scope of This Privacy Policy

This Privacy Policy applies only to the actions of you and Migo Technology Services Limited with respect to the Migo product.

Data Collected

We may collect the following data from you, including personal data.

This may include your name, contact information such as telephone numbers, financial information such as credit or debit card numbers, IP address, web browser type and version, operating system, and a list of URLs starting with a referring site, your activity on this website, and the site you exit to.

Some of this data is collected automatically when you interact with our services.

Use of Data

For purposes of the Data Protection Regulation 2019, we are the Data Controller.

Your acceptance of this Privacy Policy indicates acceptance of the provisions contained within it.

Unless we are obliged or permitted by law to do so, and subject to any third-party disclosures set out in this policy, your data will not be disclosed to third parties. This includes our affiliates and companies within our group.

All personal data is stored securely in accordance with the principles of the Data Protection Regulation 2019 and the General Data Protection Regulation.

We may use the data collected for purposes such as internal record keeping, improving our products and services, and conducting market research which may involve contacting you through email, telephone, or other communication methods.

We also use the information we collect to provide, maintain, protect, and improve our services, to develop new services, and to protect both our company and our users.

Your personal information may also be used to process and administer your account, communicate with you, provide opportunities, and keep you updated about developments related to Migo Technology Services Limited.

We may analyze the information we collect to administer, support, improve, and develop our business.

Except as set forth in this policy, we do not share your information with unaffiliated companies for marketing purposes without your prior permission.

Unless you opt out, we may share information among companies affiliated with us to inform you about products, services, or promotions that may be of interest to you.

If you contact us for troubleshooting, we may keep a record of that interaction to better serve you and other users in the future.

Third-Party Services

We may from time to time employ the services of other parties to assist with processes necessary for operating the product. These service providers do not have access to certain personal data provided by users of the product except where necessary to perform their functions.

Links to Other Websites

We may provide links to other websites from time to time. We have no control over such websites and are not responsible for their content.

This Privacy Policy does not extend to your use of other websites. You are advised to read the privacy policy of any website you visit before using it.

Changes of Business Ownership and Control

We may expand or reduce our business operations, which may involve the sale or transfer of control of part or all of Migo Technology Services Limited.

Data provided by users may be transferred along with the relevant part of the business. Any new owner or controlling party will be permitted to use the data for the purposes for which it was originally supplied.

We may also disclose data to prospective purchasers of our business or any part of it. In such circumstances, we will take steps to ensure your privacy remains protected.

Controlling Use of Your Data

Whenever you are required to submit data, you will be provided with options to restrict how that data is used.

This may include restricting the use of your data for direct marketing purposes or preventing the sharing of your data with third parties.

Functionality of the Product

To use certain features and functions of the product, you may be required to submit specific data.

You may restrict your internet browser’s use of cookies if you wish.

Security

Data security is very important to Migo. We have implemented appropriate physical, electronic, and managerial procedures to safeguard and secure the data collected through the product.

Where password or PIN access is required for certain parts of the product, you are responsible for keeping those credentials confidential.

While we make every effort to protect your personal data, transmission of information over the internet is not entirely secure and is done at your own risk.

Transfers Outside Nigeria

Data collected from you may be stored, processed, or transferred to countries outside Nigeria.

This may occur if our servers are located outside Nigeria or if one of our service providers operates in another country.

These countries may not have data protection laws equivalent to those in Nigeria. If we transfer data outside Nigeria, we will take steps to ensure that your privacy rights remain protected as outlined in this Privacy Policy.

By using our services, you expressly agree to such transfers.

General Provisions

You may not transfer any of your rights under this Privacy Policy to another person.

We may transfer our rights where we reasonably believe your rights will not be affected.

If any provision of this policy is found to be invalid or unenforceable, the remaining provisions will continue to apply.

Disputes that cannot be resolved amicably within fourteen days may be referred to arbitration in accordance with Nigerian law and the Arbitration and Conciliation Act.

This Privacy Policy is governed by Nigerian law and disputes are subject to the jurisdiction of Nigerian courts.

Security and Information Retention

We employ security measures to protect your personal information both online and offline from unauthorized access and unlawful processing.

Many of our services are encrypted using SSL technology.

We will retain your personal information for a reasonable period or as required by law. If you cease using Migo or affiliated services, we may retain your information for business purposes while continuing to protect it in accordance with this policy.

Risks of Sharing Information

While we allow users to set privacy options, no security system is completely impenetrable.

We cannot guarantee that only authorized persons will view your information or that information shared on the website will never become publicly available.

Users can reduce risks by following common security practices such as using strong passwords and maintaining updated antivirus software.

Third-Party Sites

We are not responsible for the practices, privacy policies, or content of third-party services linked through our platform.

Whenever you choose to access a third-party service, you may be asked to provide information directly to that provider. You should review their privacy policies before sharing personal data.

Access to Your Information

Customers may access information associated with their account by logging into the services.

Users and visitors may also access and delete cookies through their web browser settings.

Deactivating Your Account

If you wish to deactivate your account, you may do so by contacting us at support@migo.money.

Once your account is deactivated, the association between your account and stored information will no longer be accessible through your account.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy as necessary or as required by law.

Any changes will be posted on the website immediately, and continued use of the website indicates acceptance of the updated policy.

You may contact us at support@migo.money for questions regarding this policy.

Legal Basis for Personal Data Processing

Our legal basis for processing personal data may include your consent to the processing of data for one or more specific purposes.

Processing may also be necessary for the performance of a contract or to take steps prior to entering into a contract at your request.

Data Subject Rights

While we are in possession of or processing your personal data, you have several rights.

These include the right to request a copy of the information we hold about you, correct inaccurate or incomplete data, request deletion of your data, restrict certain types of processing, request transfer of your data to another organization, and object to certain forms of processing such as direct marketing or automated profiling.

If we refuse a request for access, we will provide a reason. You also have the right to seek judicial review.

Any request involving third parties will be forwarded appropriately where necessary.

Questions and Contact

All comments, questions, and requests relating to our use of your personal information are welcome.

Please contact us at support@migo.money.